Contact Us

Bailey Agency Inc.

3700 Government Blvd, Suite K
Mobile, AL 36693

Phone : 251-660-7878
Phone : 251-679-0801
Fax : 251-660-7830
Email :

Boat/Watercraft Insurance

With over 60 lakes, Alabama has seen increased boating activities over the past 15 years. With the rise of boating activities, boating accidents have steadily increased. On average, there are around 70 boat accidents every year in Alabama.

Under the above imminent perils, procuring insurance coverage for your watercraft is a worthwhile undertaking. A boat insurance policy is not mandatory in Alabama, but considering buying a spectacular one guarantees you safe boating exploration devoid of stress.

At Bailey Agency Inc., situated in Alabama, we offer various insurance options for your boat and other watercraft. Below is a list of various boat insurance covers that we offer:

  • Comprehensive and Collision coverage: If your boat collides with an object or another boat, a collision policy comes in handy. Comprehensive insurance covers your boat in case of events such as fire, theft, or vandalism.
  • Property damage: This coverage ensures that you do not incur damage caused to someone‚Äôs property or injury caused to another person.
  • Medical payments: This coverage caters to medical expenses if you or someone boarding your boat gets injured.
  • Uninsured boater: It protects you if boat owners who are at fault (and their boats are not insured) damage your boat.

What is the cost of boat insurance?

The average boat insurance price yearly in the US lies anywhere between $300 and $500. However, boat insurance may cost you more annually. The amount of boat insurance premium depends on the following factors.

  • Size of the boat
  • How frequent you use your boat
  • Your experience in the boating
  • Where you use the boat

You probably have invested a fortune in acquiring your boat. Thus, your next step should be to source appropriate boat insurance coverage. Here at Bailey Agency Inc. of Alabama, we provide different boat/watercraft insurance options at competitive prices. For boat/watercraft insurance that fits your specifications, call or visit our offices.

Partner Carriers

  • American Modern
  • Assurant Flood
  • Foremost
  • Frontline
  • GeoVera
  • Hagerty Insurance
  • Hiscox
  • Lexington
  • Lloyds of London
  • National General
  • Nationwide
  • Orion180
  • Progressive/ASI
  • Sage Sure
  • Scottsdale
  • Swyfft
  • Travelers